UAE Second Salary plan: Invest monthly and earn income later, here’s how it works. This National Bonds plan lets you invest monthly and receive payouts later, plus the chance to win rewards and prizes.
Are you a UAE resident looking for extra income without taking on a second job? The Second Salary program from National Bonds might be the perfect solution. Launched in 2023, this investment-based plan lets you create an additional stream of income with a monthly investment starting from just Dh1,000.
Designed to support financial stability and long-term security, the Second Salary programme offers a personalised savings and income strategy, with added benefits such as rewards and cash prizes. According to National Bonds, the initiative is part of a broader plan aimed at offering some of the UAE’s best retirement options.
Second Salary is a unique savings plan designed to provide you with a personalized, additional income stream. This innovative solution empowers individuals to maintain their desired lifestyle with financial security.
What makes the Second Salary programmer appealing? In addition to the opportunity to earn a second income, participants in the programmer can also benefit from National Bonds’ Dh35 million rewards programmer. The longer you save, the higher your chances of winning — with up to 30 times greater odds, depending on your savings term.
How does the Second Salary plan work?
The programme consists of two main phases:
- Saving phase:
You deposit a fixed amount — starting from Dh1,000 — every month into your National Bonds account. You can choose a savings period ranging from three to 10 years. - Income phase:
Once your saving period ends, you begin receiving monthly payouts. These payments include both your base investment and the accumulated profits.
For example:
Saving Dh5,000 monthly for 10 years could result in a payout of Dh7,500 per month for the next 10 years.
Saving Dh5,000 monthly for five years, and redeeming over the next three years, could provide Dh10,020 per month for that period.
Customers can also opt for a lump sum redemption instead of monthly payouts, depending on their financial goals — such as paying for education, a house deposit, or other investments.
National Bonds told Dubai News today that its “Second Salary” plan is designed to give customers a supplementary monthly income in the future. The plan is fully flexible, allowing customers to choose how much they save and for how long. They can also customize the duration of the payout phase, giving them complete control over their financial safety net.
Key benefits of the Second Salary plan:
Start with a monthly commitment of just Dh1,000
Earn monthly income during your chosen payout phase
Benefit from an anticipated return of 3.25% p.a., reinvested monthly
Get access to the full AED 36 million National Bonds Rewards Programme
Subscription fee waived after completing three years
Choose a lump sum investment to increase your monthly income
Flexible savings and income tenures
Full redemption available after 90 days
Whether you’re looking to build a financial safety net or plan for long-term goals, the Second Salary plan offers an accessible and flexible option for UAE residents.
